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Book now, pay later options

Updated 11/15/2025

Book Now, Pay Later Options

Many bookings offer flexible payment options, allowing you to reserve now and pay later.

Quick Answer

Pay at Hotel: Reserve now with card details, pay full amount at check-in
Partial Payment: Pay deposit now, remainder at hotel
Full Prepayment: Pay everything upfront (usually cheapest)

Payment Options Explained

1. Pay at Hotel

How it works:

  • Provide card details to secure booking
  • Small authorization hold (usually released)
  • Pay full amount at check-in
  • Most flexibility

Advantages:

  • ✅ No immediate payment
  • ✅ Cash flow flexibility
  • ✅ Often free cancellation
  • ✅ Pay in hotel currency

Disadvantages:

  • ❌ Usually higher prices
  • ❌ Card must be valid through stay
  • ❌ Need card at check-in

2. Partial Prepayment

How it works:

  • Pay deposit now (e.g., first night or 50%)
  • Pay balance at hotel
  • Combination of both methods

Common deposit amounts:

  • First night's accommodation
  • 30-50% of total
  • Fixed amount (e.g., $100)

When remainder is due:

  • At check-in
  • 24-48 hours before arrival
  • Upon arrival

3. Full Prepayment

How it works:

  • Pay entire amount at booking
  • Nothing to pay at hotel
  • Simplest option

Advantages:

  • ✅ Usually lowest price
  • ✅ Budget locked in
  • ✅ No surprises at check-in
  • ✅ Done and dusted

Disadvantages:

  • ❌ Often non-refundable
  • ❌ Less flexibility
  • ❌ Money tied up

How to Find Pay Later Options

On Search Results

Look for indicators:

  • "Pay at Hotel" badge
  • "No prepayment" label
  • "Flexible payment" tag
  • Payment terms in price details

Example:

Hotel ABC - Standard Room
$150/night - Pay at Hotel ✓
$135/night - Prepay (Non-refundable)

Filtering by Payment Type

Use filters:

  1. Click "Payment Options"
  2. Select "Pay at Hotel"
  3. See only flexible payment bookings
  4. Compare prices

Understanding Authorization Holds

What Are They?

Temporary holds:

  • Verify card is valid
  • Reserve available credit
  • Not an actual charge
  • Automatically released

How much:

  • $1-50 for verification
  • Sometimes first night's rate
  • Varies by supplier

How long:

  • 3-7 business days
  • Up to 10 days sometimes
  • Check with your bank

Managing Holds

Tips:

  • ✅ Ensure sufficient credit
  • ✅ Don't cancel card
  • ✅ Keep card valid through stay
  • ✅ Expect temporary reduction in available credit

Third-Party Payment Plans

Coming Soon

Future options may include:

  • Affirm
  • Klarna
  • Afterpay
  • Other buy-now-pay-later services

Currently: Not available, but on roadmap

Pay at Hotel - What to Expect

At Check-In

You'll need:

  • The card used for booking (or another valid card)
  • Valid ID matching booking name
  • Booking confirmation

Hotel will:

  1. Verify your reservation
  2. Take payment for room
  3. Place incidental hold (for room service, etc.)
  4. Check you in

Acceptable Payment at Hotel

Usually accepted:

  • Credit cards
  • Debit cards
  • Cash (in some locations)
  • Hotel-specific payment methods

Check confirmation email for specific requirements

Cancellation & Payment Type

Pay at Hotel Bookings

Usually:

  • Free cancellation until deadline
  • Deadline typically 24-48 hours before
  • No charge if cancelled in time
  • Full charge if no-show

Prepaid Bookings

Typically:

  • Non-refundable or limited refund
  • Charged immediately
  • Cancellation fees apply
  • Read policy carefully

Partial Payment Bookings

Varies:

  • Deposit may be non-refundable
  • Balance refundable until deadline
  • Check specific terms

Currency Considerations

Pay at Hotel

Currency flexibility:

  • Pay in hotel's local currency
  • Avoid double conversion
  • Use credit card for best rate
  • Hotel sets exchange rate

Prepayment

Locked in:

  • Pay in booking currency
  • Rate fixed at booking
  • No currency risk
  • Know exact cost

Best Option for You?

Choose Pay at Hotel if:

  • ✅ Plans might change
  • ✅ Want flexibility
  • ✅ Prefer free cancellation
  • ✅ Don't mind slightly higher price

Choose Prepayment if:

  • ✅ Dates are certain
  • ✅ Want lowest price
  • ✅ Budget already allocated
  • ✅ Like to pay upfront

Choose Partial Payment if:

  • ✅ Want some flexibility
  • ✅ Want middle-ground price
  • ✅ Prefer splitting cost
  • ✅ Like some commitment

Price Differences

Why Pay Later Costs More

Hotels charge more because:

  • Higher cancellation risk
  • Tied-up inventory
  • Administrative costs
  • Flexibility has value

Typical difference: 10-15% more than prepaid

Example:

Same Room, Same Dates:
Prepay (Non-refundable): $100/night
Pay at Hotel (Flexible): $115/night

Difference: $15/night for flexibility

Important Notes

Card Requirements

For Pay at Hotel:

  • Card must remain valid
  • Need same or equivalent card at check-in
  • International transactions enabled
  • Sufficient credit available

No-Show Policy

If you don't show up:

  • Full charge applies
  • Even with "pay later" booking
  • No refund for no-show
  • Always cancel properly

FAQ

Q: Will my card be charged for "pay at hotel"? A: Only authorization hold (temporary), released in 3-7 days.

Q: Can I pay cash at hotel? A: Some hotels yes, but confirm first. Most require card.

Q: What if I lose my card before check-in? A: Contact support. May need new card or payment arrangement.

Q: Is pay at hotel always refundable? A: Usually, but check specific cancellation policy.

Q: Can I change payment method later? A: Not usually. Contact support for special circumstances.

Q: Why is prepay cheaper? A: Less risk for hotel, guaranteed revenue, locked in booking.

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